Terms & Conditions

1. Not an Offer of Securities

Nothing on this website constitutes an offer to sell or a solicitation of an offer to buy any security.

Any investment opportunities described are available only through official offering documents, such as the Private Placement Memorandum (PPM), Operating Agreement, and Subscription Documents, issued in compliance with Regulation D under the Securities Act of 1933.

2. Eligibility and Age Restriction

By using our website, requesting information, or opting into our SMS/text messaging program, you represent and warrant that you are at least 18 years of age. If you are under 18 years of age, please do not use our website, engage our services, or provide any personal information to us.

3. Accredited Investor Requirements

Any investment opportunities referenced are intended only for accredited investors as defined by SEC regulations. By requesting information or expressing interest, you represent that you meet these requirements.

4. Informational Purposes Only

The content on this website, including performance descriptions, examples, charts, and strategy explanations, is provided for general informational purposes only. Nothing herein should be interpreted as:

• Investment advice
• Financial planning
• Legal or tax guidance
• A guarantee of performance or future results

Investments carry risk, and past performance does not guarantee future outcomes.

5. No Guarantees or Warranties

While we aim to provide accurate and updated information, we do not warrant:

• Accuracy
• Completeness
• Reliability
• Suitability
• Availability

Your use of the website and the information contained is at your own risk.

6. Confidentiality & Non-Distribution of Materials

Any investment materials, pitch decks, proprietary diagrams, or financial models we share are confidential. You agree not to copy, distribute, publish, or share these materials without written permission.

7. Intellectual Property Rights

All content on this website, including logos, graphics, text, images, layouts, and design, is owned by Freedom Reserves or licensed to us.

You may not reproduce, distribute, modify, or use any content for commercial purposes without explicit written approval.

8. Use of the Website

You agree not to:

• Use the site for illegal or unauthorized purposes
• Attempt to gain unauthorized access to the site or its systems
• Interfere with security features or functionality
• Use automated systems (bots, scrapers, crawlers) without permission

9. Identity Verification and Account Connection (Plaid)

As part of onboarding, we require identity verification and bank account connection, which are performed through Plaid Inc. ("Plaid"). By using the Services, you authorize Plaid to verify your identity and link your financial accounts in accordance with the Plaid End User Privacy Policy.

10. Third-Party Links

Our website may include links to third-party sites. These are provided for convenience only and do not constitute control or endorsement of any external content. You assume all risk when accessing external websites.

11. Limitation of Liability

To the fullest extent permitted by law, Freedom Reserves and its members, managers, employees, and affiliates are not liable for any direct, indirect, incidental, consequential, or special damages arising from:

• Use of the website
• Reliance on information displayed
• Delays or interruptions
• Unauthorized access or hacking
• Investment decisions you make

12. Indemnification

You agree to indemnify and hold harmless Freedom Reserves and its affiliates from any claims, damages, losses, liabilities, or expenses arising from:

• Your use of the website
• Your breach of these Terms
• Your misuse of any materials

13. Privacy

Your use of the website is also governed by our Privacy Policy, which explains how we collect, use, and protect your information. By using our website, you consent to these practices.

14. SMS Messaging Terms

Freedom Reserves sends account updates, transfer notifications, onboarding alerts, and support messages to users who have explicitly opted in via our website forms.

• Cancellation: You can cancel the SMS service at any time. Simply text “STOP” to the shortcode or number sending the messages. Upon sending “STOP,” we will confirm your unsubscribe status via SMS. Following this confirmation, you will no longer receive SMS messages from us.
• Assistance: If you experience issues with the messaging program, reply with the keyword "HELP" for more assistance, or reach out directly to info@freedomreserves.com or 801-218-3504.
• Liability: Mobile carriers are not liable for delayed or undelivered messages.
• Rates & Frequency: Message and data rates may apply for messages sent to you from us and to us from you. Message frequency varies based on your account activity. For questions about your text plan or data plan, contact your wireless provider.

For privacy-related inquiries regarding SMS, please refer to our Privacy Policy.

15. Changes to Terms

We may update these Terms from time to time. Updates will be posted with a new "Last Updated" date. Your continued use of the website indicates acceptance of the revised Terms.

16. Governing Law

These Terms are governed by the laws of the State of Utah, without regard to conflicts of law principles.

Any disputes shall be resolved exclusively in the state or federal courts located in Utah.

17. Contact Information

If you have questions about these Terms, please contact us: